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Household net worth
The net worth of households and nonprofit organizations – the difference between the value of total assets and liabilities (figure 1) – increased by $12.8 trillion to $195.9 trillion in the second quarter.1The ratio of net worth to disposable personal income (DPI), a measure of households’ potential to finance consumption out of their wealth, reached a record high of 8.28 in the second quarter (figure 2), surpassing the previous peak recorded in 2022:Q1.Figure 1: Household balance sheet
Note: Liabilities are shown as negative values. Corporate equities and debt securities include both directly held securities and securities held indirectly in mutual funds, defined contribution pension plans, and variable life insurance and annuity products. Deposits include money market fund shares. Real estate is the value of owner-occupied real estate. Other assets include consumer durable goods, fixed assets of nonprofit organizations, equity in noncorporate business, hedge fund shares, and all other assets apart from those shown.
Source: Financial Accounts of the United States, September 11, 2026.
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Figure 2: Ratio of household net worth to DPI
Source: Financial Accounts of the United States, September 11, 2026.
