No, you cannot take it with you; however, it is advisable not to live hand-to-mouth, as such circumstances can cause financial and mental devastation to your subsequent generations. Remember, even in the time of the Prophet Muhammad (PBUH), there were rich Sahabis whose wealth and connections were utilized to further the establishment of Islam in the Arabian Peninsula. My father said, "Islam encourages wealth-building, not hoarding; there is a distinction between the two."
When building wealth and assets, you don't need to engage in such inhumane activity; set your boundaries.
As for after life, I will quote Rick Ross:
If I die today, remember me like John Lennon
Buried in Louis, I’m talking all brown linen, huh
You can take a part of it with you. Lol.