Could USA bankers elite buy same products and services everyday with Hormuz closed? Yes they will, so they dont give a fck.
It's like tariffs. Tariffs is a economic mayhem for a lot of American and foreign companies. Does it affect to USA bankers elite life standards? They could have less financial earnings, like in Iran war, but they could enjoy same products and services until the day they die, so they really dont care.
What could affect to the life standards of USA elite? Lack of raw materials and energy. Fracking will have problems in the 2030s. And a lot of raw materials are peaking in last and coming years. And of course, the threat of China ascending military power.
What is the way to avoid those problems? Easy, impoverish everybody else. Instigate wars, destruction of rich countries like GCC in Iran war, and Europe in Ukraine war. So raw materials and energy future supply wont be a problem, because whole Eurasia will be impoverished due to wars in rich zones, and energy/raw materials consumption will decrease.
The plan is not so hard, just destroy things when resources supply is in danger.
The hard is the narrative of American nonsenses and lies to conceal the simple real reason.
It's a good strategy to be rational, pretending be irrational with the shabbo goy orange monkey, and to provoke a irrational behavior in your enemies (due to religious, ethnics, nationalistic emotions), and that is exactly what USA elite is doing.
Forget every byte of information that it comes from USA, it's all lies. And just observe what USA really does.