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Pradhan Mantri Awas Yojana (PMAY) Scheme - Details
Latest Update:Budget 2024-25: Three crore more houses will be provided under the PM Awas Yojana in rural and urban areas. Under the PM Awas Yojana Urban 2.0, the housing needs of 1 crore urban middle-class and poor families will be addressed with an investment of Rs.10 lakh crore. This will include the central assistance of Rs.2.2 lakh crore in the next 5 years.
Budget 2023-24: In the Budget 2023, the outlay for the Pradhan Mantri Awas Yojana was enhanced by 66% to over Rs.79,000 crore.
Pradhan Mantri Awas Yojana is a social welfare flagship programme of the Indian Government. It was launched in 2015 to provide pucca houses to all eligible beneficiaries in the urban and rural areas of the country.
What is Pradhan Mantri Awas Yojana?
Pradhan Mantri Awas Yojana (PMAY) was launched with the aim to provide housing at an affordable price to the weaker sections of the society, lower income group people, urban poor, and rural poor. The Yojana involves a construction of around 20 million houses at an affordable price. In the Budget 2023, the outlay for the Pradhan Mantri Awas Yojana was enhanced by 66% to over Rs.79,000 crore. The Pradhan Mantri Awas Yojana has two components:- Pradhan Mantri Awas Yojana Urban (PMAY-U)
- Pradhan Mantri Awas Yojana Gramin (PMAY-G)
- Swachh Bharat Abhiyan which aims at reducing open defecation by constructing in-house toilets and community-owned toilets and aims to maintain cleanliness around the streets, roads, and houses
- Saubhagya Yojana which aims at providing electricity connection
- Ujjwala Yojana which aims at providing LPG Gas connection
- Accessibility of pure drinking water
- Pradhan Mantri Jan Dhan Yojana which aims at opening a zero balance account and spreading banking facilities to each and every person in the society.
Pradhan Mantri Awas Yojana Urban (PMAY-U)
PMAY-U focuses on providing affordable houses to providing houses to all eligible families/ beneficiaries not having a pucca house in cities and towns. All houses under the PMAY-U will have basic amenities, such as water supply, kitchen, electricity and toilet.This scheme promotes women empowerment by providing the house/ land ownership in name of the female member or in joint names. Under this scheme, preference is given to senior citizens, differently abled persons, SCs, STs, Other Backward Classes (OBCs), single women, transgender, minority, other weaker and vulnerable sections of the society.
In August 2022, the Union Cabinet approved for the continuation of PMAY-U up to 31 December 2024. As of 15 July 2024, 118.64 lakh houses are sanctioned and 84.7 lakh houses are completed under this scheme.
Pradhan Mantri Awas Yojana Gramin (PMAY-G)
PMAY-G focuses on providing pucca houses to all households living in kutcha houses or all houseless people in rural areas. This scheme combines with other Government schemes to provide basic amenities to the houses, such as electricity, drinking water, clean and efficient cooking fuel, toilet, treatment of solid and liquid waste etc.Under this scheme, cost of unit assistance will be shared between the Central and State Government in the ratio 60:40 in plain areas and 90:10 for North Eastern states, Himachal Pradesh, Uttarakhand and Jammu and Kashmir. As of 15 July 2024, 2 crore 94 lakh houses are sanctioned and 2 crore 63 lakh houses are completed under this scheme.
Pradhan Mantri Awas Yojana (PMAY) Scheme - Details
PMAY - Pradhan Mantri Awas Yojana aims to provide housing at an affordable price to the weaker sections of the society. Read on to know about PM Awas Yojana.
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