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That is true. I consider myself fairly financially secure, but i attribute it mostly to having been at the right place at the right time and luck. I did put in the hard work to capitalize on the opportunities, but there are plenty of people who work much harder and barely get by.I have spoken to a lot of people who have made that so called golden pot. They have very simplistic lessons to share. Which are all probably true. But not very exciting and motivational.
Luck is definitely a factor but it will not be by your side all the time.Is luck the main ingredient?